Let’s be honest no one likes to think about what if moments. But life has a way of surprising us. That’s where a reliable insurance company steps in. Security Life of Denver Insurance Company has been one of those trusted names people turn to for peace of mind. Whether you’re planning for your family’s future or protecting your income, understanding how this company works can help you make smarter choices.
About Security Life of Denver Insurance Company
Security Life of Denver Insurance Company is part of a long-standing legacy in the U.S. insurance industry. Founded decades ago, it built its name on trust, customer service, and solid financial backing. Over the years, it became known for offering a range of life insurance options tailored for individuals, families, and businesses.
Today, it operates under Empower Annuity Insurance Company of America, ensuring that all policies remain secure and valid for existing customers. That transition strengthened its stability while giving policyholders access to new digital tools and financial planning options.
What Makes It Different
Here’s the thing: not all life insurance companies are created equal. Security Life of Denver stood out because it focused on flexibility and transparency. Instead of pushing one-size-fits-all plans, it offered options people could truly customize.
Key Features:
- Multiple Policy Options: Term life, universal life, and indexed universal life insurance.
- Financial Strength: Backed by a strong parent company and long-term solvency record.
- Customer-Centered Service: Easy claim process and personal guidance.
- Digital Access: Many policies can now be managed online through Empower’s portal.
Types of Insurance Offered
Let’s break down the main types of insurance policies once offered through Security Life of Denver (and still managed under Empower).
1. Term Life Insurance
Perfect for people who want coverage for a specific period like until the kids graduate or the mortgage is paid off. It’s affordable, straightforward, and doesn’t require lifelong payments.
2. Universal Life Insurance
If you prefer more control and long-term value, universal life insurance combines lifelong protection with cash value growth. You can adjust your premiums and death benefits as your financial situation changes.
3. Indexed Universal Life Insurance
This option ties your cash value growth to a market index (like the S&P 500). The good part is you can benefit from market gains without losing money when the market dips.
Pros and Cons
| Pros | Cons |
| Long history of trust and reliability | Some older policies may have limited digital tools |
| Flexible policy choices | Transition to Empower may confuse some users |
| Financially strong parent company | Not accepting new policies directly under the old name |
| Personalized support and resources | Complex terms for certain policy types |
How to Contact or Manage Policies
If you currently hold a Security Life of Denver policy, your coverage is safe. You can manage it through Empower’s customer portal, where you’ll find updated forms, claim options, and support. For older policyholders, Empower provides dedicated service teams to handle policy updates, beneficiary changes, and claims.
Practical Tips for Policyholders
- Review Your Policy Annually: Life changes so should your coverage.
- Check Beneficiaries: Make sure the right people are listed.
- Ask About Conversions: Some term life policies can be converted to permanent ones.
- Understand the New Management: Get familiar with Empower’s online tools for a smoother experience.
FAQs
1. Is Security Life of Denver still in business
Yes, but it now operates under Empower Annuity Insurance Company of America. Existing policies remain active and valid.
2. What type of insurance did Security Life of Denver offer
They offered life insurance plans like term, universal, and indexed universal life insurance.
3. Who owns Security Life of Denver now
It’s owned by Empower Annuity Insurance Company of America, part of Empower’s broader financial services network.
4. Can I still file a claim with Security Life of Denver
Absolutely. All claims and services are handled through Empower’s official channels.
5. Is my policy safe after the transition
Yes. Empower continues to honor and manage all active Security Life of Denver policies.
Summary
Security Life of Denver Insurance Company may have evolved, but its foundation of trust, service, and reliability remains. If you’re a policyholder, your coverage is still secure under Empower’s management. And if you’re exploring life insurance options, it’s worth learning from how Security Life built a reputation for customer-first service and strong protection.